Loan Services for SPM Graduates

[Randize]

Apparently, not every student are lucky enough to solely depend on a scholarship. For those who are seeking for another alternative, loan service could be your last resource. However, the information on the net is just not enough. In conjunction of finding loan for myself, I am trying to compile a list of loan available for the other members too. I hope this thread won't be another redundant thread just becuase another member has already done it. I'm hoping someone to contribute any information regarding loan services in Malaysia mainly for SPM graduates, your sharing will be more than appreciated!

PTPTN - http://www.ptptn.gov.my/web/guest/pinjaman
Requirement:
- Minimum of 3 credits in SPM. (Any subject)
- LAN approved courses.
- No bond to any scholarship or sponsorship for any organization.
Loan:
- Covers for tuition fees only.
- 3% interest payback.
- No bonding contract
- The total amount of loan is determined by your course and your parents' income.

For more details, refer to http://www.ptptn.gov.my/c/portal/layout?p_l_id=PUB.1.22

MARA - http://www.mara.gov.my/english/division/BPP/loanscheme.htm
Requirement:
- Eligible only to Bumiputeras.
- At least a credit in SPM BM.
- Specific fields selected by MARA.
- No bond to any scholarship or sponsorship of any organization.
- Parents' joint annual income must not exceed RM80,000.
Loan:
- Covers for tuition fees or possibly allowance.
- ?% interest payback.
- No bonding contract
- The total amount of loan is determined by your parents' income.

JPA - http://esila.jpa.gov.my/portaljpa.php
Requirement:
- Only for overseas study
- Must have studied at least 1 semester in Uni
- No bond to any scholarship or sponsorship of any organization.
- Only a member of a family is eligible to take the loan at a time.
Loan:
- Two different loan scheme : Medicine and Others
- Maximum loan of RM200,000

State's Yayasan
General Requirement:
- Eligible to residents in their respective state. Refer to your own Yayasan's site for more insight.
- Difficulty in financial.
- LAN approved courses.
- No bond to any scholarship or sponsorship for any organization.
Other Requirement and Loan:
- This loan may vary between states.
Yayasan Sabah - http://www.ysnet.org.my/loan.htm
Yayasan Sarawak - http://www.yayasan.org.my/spp2.html
For the other Yayasan - http://www.klsicci.com.my/NEWS/loans.htm

MiED - http://www.mied.com.my/loan-disbursement.html
Requirement:
- Eligible only to Indian.
Loan:
- ?

ECM Libra
Requirement:
- Have gained admission into local institution.
- Good academic and co-curriculum record.
- Difficulty in financial.
- Closing date : End of 2007
Loan:
- Full tuition fees
- Allowance (Optional)
- 0% Interest
- No bonding contract

KOJADI - http://www.kojadi.com.my/index-education.html
Requirement:
- Eligible only to KOJADI members with RM100 initial shares
- Have gained admission into local institution.
- Closing date : End of 2007
Loan:
- Has different schemes of loan up to RM50,0000

Sites that are used as reference:
- http://www.coursecentre.com/servlet/Search?kw=&cat=&st=OP&tg=fa&ty=se

You are welcome to post any suggestion or information, this post will be updated in times. Thanks!

[chenchow]

Great that randize is taking the initiative to find out information on Loans available to Malaysians who wish to further studies. Lets make this thread be the thread for all the information of Loans available for students to further studies.

[Randize]

Added two more, the Yayasan loan and MiED. Please people, help us.

EDIT: More, check my first post.

[caramel_nut]

You might want to check this out:

http://malaysia-scholarship.net/

The website contains information on both scholarships and study loans for Malaysian students. Very informative and comprehensive.

[PJKru]

for people who have parents that are retired can you still get the loan? or if there parents are unemployed? Is there a limit to how many mara loans you can get per year. How much can you get maximum per year for tuititon fees. You see im working in the uk now and i'd like to bring my cousin over to study here but i would like them to take out a mara loan against my salary. Is that possible?

[Randize]

caramel_nut: Thank you for the feedback caramel_nut, though I have already seen that.

PJKru: As much as I heard from people, they could cover the whole tuition fees. But if you are intending to take loan for overseas study, JPA will be more common in that sense. The best way for inquiry is contact them via phone, please share some info if you do.

[PJKru]

yeah but what is the criteria for getting the loan? can anyone apply?

[Randize]

JPA is opening loan for overseas study now. Please check their official website, I've edit my first post.

[PJKru]

what if your parents are unemployed can get loan or not. mara jpa?

[Randize]

I don't think it's impossible if you have an eligible cosigner. Try JPA, but you will have to finish 1 semester in the Uni first before so.

[maxx]

is PTPTN enough to support my study in University Teknologi Petronas??

[vseehua]

is PTPTN enough to support my study in University Teknologi Petronas??depends on how u spend your money -.-

[maxx]

is PTPTN enough to support my study in University Teknologi Petronas??depends on how u spend your money -.-
is it mean it is actually can cover our study fee, tuition fee and living cost??

[fizzy]

Spam/Ads
Deleted by schye

[koln_auhc]

You are not allowed to post that. Please edit your post or delete it.

[caterpilar_90]

MARA vs JPA..which one is better for medic?

[vseehua]

MARA vs JPA..which one is better for medic?in my eyes, both are same, government scholarships

[JetLee0510]

MARA vs JPA..which one is better for medic?if u r bumi, y dun u take whole advantage of ur bumi status ?

[chiachean]

MARA vs JPA..which one is better for medic?if u r bumi, y dun u take whole advantage of ur bumi status ?

sensitive....... :roll:

[JetLee0510]

MARA vs JPA..which one is better for medic?if u r bumi, y dun u take whole advantage of ur bumi status ?

sensitive....... :roll:u acted slow boy

[apecxz]

MARA would be much better..
you wouldn't want to work at the government hospitals for about 10 years, would you?

JPA bonded their students for at least 6 years..
MARA will never bond theirs..

think about it..

[aimi_malenchenko]

on mara loans, so we need to repay it back? what about if we perform well in our study at uni?


can someone say it will become scholarship... plis plis ehehhe...

[halen123]

I got student loans while attending school, I graduated in May, so coming December I will start paying, one problem I moved to another state, I lost the paperwork and I forgot who my private student loaner where, I need to check how much I borrowed so I can start saving money. Is there a website that can list the loans that I have received, I tried my university but they only list the loans I have gotten through financial aid? Help please.

[Zoe]

Hmm is this the board for loan discussions?

Is it just me or there's no yuran pinjaman borang on the website?
Can someone try it out please?

If it's there, that means I need to start re-attending BM classes.

[andrila1234]

We are wondering if there are any government grants available for treatment for children. We have a 6 years old Autistic son and his therapy is costing my husband and me $650 a week. We really can't afford this. We just wondering if anyone knew of any grants that could help absorb some of the costs. We have already applied for and he doesn't qualify because of our income. Does anyone have any information that helps us to qualify and get grants?

[fyza]

Hey.. If we do score well and excel during our studies.. which loan will be deducted? i noe ptptn will increase rite..but if we take mara loan and excel..we can pay less base on our results..can we?

[ling ying]

Apparently, not every student are lucky enough to solely depend on a scholarship. For those who are seeking for another alternative, loan service could be your last resource. However, the information on the net is just not enough. In conjunction of finding loan for myself, I am trying to compile a list of loan available for the other members too. I hope this thread won't be another redundant thread just becuase another member has already done it. I'm hoping someone to contribute any information regarding loan services in Malaysia mainly for SPM graduates, your sharing will be more than appreciated!

PTPTN - http://www.ptptn.gov.my/web/guest/pinjaman
Requirement:
- Minimum of 3 credits in SPM. (Any subject)
- LAN approved courses.
- No bond to any scholarship or sponsorship for any organization.
Loan:
- Covers for tuition fees only.
- 3% interest payback.
- No bonding contract
- The total amount of loan is determined by your course and your parents' income.

For more details, refer to http://www.ptptn.gov.my/c/portal/layout?p_l_id=PUB.1.22

MARA - http://www.mara.gov.my/english/division/BPP/loanscheme.htm
Requirement:
- Eligible only to Bumiputeras.
- At least a credit in SPM BM.
- Specific fields selected by MARA.
- No bond to any scholarship or sponsorship of any organization.
- Parents' joint annual income must not exceed RM80,000.
Loan:
- Covers for tuition fees or possibly allowance.
- ?% interest payback.
- No bonding contract
- The total amount of loan is determined by your parents' income.

JPA - http://esila.jpa.gov.my/portaljpa.php
Requirement:
- Only for overseas study
- Must have studied at least 1 semester in Uni
- No bond to any scholarship or sponsorship of any organization.
- Only a member of a family is eligible to take the loan at a time.
Loan:
- Two different loan scheme : Medicine and Others
- Maximum loan of RM200,000

State's Yayasan
General Requirement:
- Eligible to residents in their respective state. Refer to your own Yayasan's site for more insight.
- Difficulty in financial.
- LAN approved courses.
- No bond to any scholarship or sponsorship for any organization.
Other Requirement and Loan:
- This loan may vary between states.
Yayasan Sabah - http://www.ysnet.org.my/loan.htm
Yayasan Sarawak - http://www.yayasan.org.my/spp2.html
For the other Yayasan - http://www.klsicci.com.my/NEWS/loans.htm

MiED - http://www.mied.com.my/loan-disbursement.html
Requirement:
- Eligible only to Indian.
Loan:
- ?

ECM Libra
Requirement:
- Have gained admission into local institution.
- Good academic and co-curriculum record.
- Difficulty in financial.
- Closing date : End of 2007
Loan:
- Full tuition fees
- Allowance (Optional)
- 0% Interest
- No bonding contract

KOJADI - http://www.kojadi.com.my/index-education.html
Requirement:
- Eligible only to KOJADI members with RM100 initial shares
- Have gained admission into local institution.
- Closing date : End of 2007
Loan:
- Has different schemes of loan up to RM50,0000

Sites that are used as reference:
- http://www.coursecentre.com/servlet/Search?kw=&cat=&st=OP&tg=fa&ty=se

You are welcome to post any suggestion or information, this post will be updated in times. Thanks!
Is it possible to get a PTPTN loan if i want to pursue my study for medic in IMU or Penang dental College since the cost is high?

[Xenocide]

Did anyone know about Pinjaman Boleh Ubah (PBU) JPA? I can't find any information about it.

[sultanthewise]

is there any loan for A-level study??

[galfera]

Hey,

I've been in an overseas uni for two years and I want to apply for MARA loan, does anyone know when will this loan be opened? Also, is the procedure for the loan the same as Post-SPM MARA scholarship ( with interviews )? And, I am a Political Science and Economics Double Major, do you think they I am eligible for the loan?

Thanks.

[sheril]

It's now the past days when people being unemployed used to suffer the financial downturns as there were no any fiscal aids available at that period but now the story has been changed. Today every individual seeking monetary support in order to fulfill their monetary requirement can avail the benefit of loans for unemployed people (http://www.loansfortheunemployedpeople.org.uk) as it offer loans for various purpose according to the need of the people. Loans for unemployed people also offers education loans for student requiring financial help to brighten their carrier.

[faizzi007]

I'm a semester 1 student in UTeM studying Diploma in ICT,
I'm interested in getting to know the latest terms for Mara loan (since this terms were posted few years back), am I eligible (my course)?

thanks

[Alilicaully]

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