How Does the Takafulink Plan Work?
Monthly saving: RM100 - RM2000
For Your Protection
Prudential-BSN-Takaful will help us to plan the level of protection suitable for us by guiding us through all elements of the Takafulink plan.
1. Basic Benefits (upto RM 2,800,000)
+2.Death : The sum covered and the savings.
+3. Total and Permanent Disability (TPD) :
The sum covered will be paid should TPD occur before the age of 60.
Optional & Supplementary Benefits
+4. Accidental Death and Disablement, Accidental Medical Reimbursement :
Provides accident benefits to supplement your main protection plan.
+5. Medical Cover :
Provides fixed cash payments for Hospitalisation Assistance, Intensive Care Assistance and Surgical Procedure Assistance, in the event of hospitalisation due to illness or injury.
+6 Major Medical Cover : (upto RM 450,000)
Provides medical cover for Hospital and Surgical and Outpatient Treatment Benefits in the event of hospitalisation or out-patient treatment due to illness or injury. This also includes Emergency Medical Assistance.
+7 Hospital Benefit :
Provides daily cash assistance in the event of hospitalisation.
+8. Disability Provider, Crisis Cover Income :
Provides annual payable benefit in the event of TPD or critical illness before age 60.
+9. Crisis Shield : (upto RM2,000,000 cash lump sum)
Provides protection against a critical illness, ready for when you need it most; cancer, heart attack, high blood pressure,...
+10 Weekly Indemnity :
Provide weekly cash assistance if a participant becomes temporarily disabled due to accidents.
+11. Contributor :
Pays an annual benefit in the event of critical illness. Payment will cease upon death of participant.
+12. Spouse or Parent Contributor :
In the event of death, TPD before age 60 or diagnosis of critical illness on the spouse or parent of participant, the benefit will assist the participant with future contributions to the Takaful plan. Payment of annual benefit will cease upon death of participant or upon reaching age 60.
For Your Savings Needs
Prudential-BSN-Takaful will also help us to plan our savings by providing us with a variety of funds to invest in.
A proportion of our contributions are allocated to buy units from our choice of the Takafulink funds.
Choose the Shariah-approved Takafulink funds that suit our investment needs and risk tolerance.
Takafulink Dana Ekuiti
? Aims to maximise returns over medium to long term by investing in high quality Shariah-approved shares listed on the Bursa Malaysia.
? For participants with high risk tolerance and medium to long term investment horizon.
Takafulink Dana Bon
? Aims to provide medium to long term accumulation of capital by investing in selected Shariah-approved securities.
? For participants with low to moderate risk horizon and medium to long term investment horizon.
* Takafulink Dana Urus *
? Is a managed fund that seeks to maximise returns over medium to long term. This is achieved by investing in Shariah-approved shares and securities through Takafulink Dana Ekuiti and Takafulink Dana Bon and in any other such Takafulink funds that may become available in the future.
? For participants with moderate to high risk tolerance and medium to long term investment horizon.
? Vary the amount of Takaful protection for death and disability without affecting your contribution.
? Enhance your Takaful coverage by adding critical illness, accident, medical, disability and other supplementary benefits.
? Build up a healthy retirement fund by choosing any of the Shariah-approved Takafulink funds that yield a potentially higher return than a bank's savings account over the long term.
? You may switch your investment between Shariah-approved Takafulink funds at any time. The minimum amount that can be switched is RM1,000.
? Make withdrawals to meet your changing needs at any time. The minimum withdrawal is RM1,000. It is available provided the value of remaining units is at least RM4,000.
For further info,
Prudential-BSN-Takaful Customer Services
Address : Level 8A, Menara Prudential, No. 10, Jalan Sultan Ismail, 50250 Kuala Lumpur .
Tel : 6013-3517679
Fax : 603-8944 1822