Re: usm-kle or ums
if your heart is set on medicine, why choose usm-kle in the 1st place? it's far, not yet recognized, everything is expensive - food, lodging, flight, visa. most students who go there are rich. you'll find it hard to cope if you have money problems. at the moment the exchange rate is favourable as the indian rupee is record-low but if it rises, it will be even more expensive. my brother's friend is in usm-kle.
why not apply for local uni like mahsa or aimst? probably fees is about the same price but at least you don't have to spend on flights or higher standard of living. don't be surprised, it's not cheap living in india.
another option if you're desperate to do medicine cheaply is to apply to bangladesh or russia. they are much cheaper. of course i do not know the negatives of studying there, maybe other recommers can advise?